For North Idaho Contractors
Insurance built for your crew, tools, and next job.
General liability, tools, commercial auto, workers' comp placement, and fast certificates of insurance — placed by a Sandpoint family agency through Farm Bureau Insurance. Talk to a real local agent.
Verified Google Reviews
From the contractors and crews we already work with
“The Marks Agency has been a great partner for our business. From our early days as a food truck to growing into our own restaurant in Sandpoint, they’ve helped us make sure we had the right insurance coverage in place. We really appreciate working with a local agency that understands small businesses and is easy to reach when we have questions or need help. Their team has been there for us with great service, support with claims, and guidance as our business has grown. It means a lot to work with people who are part of the same community we serve, and we’d gladly recommend The Marks Agency to other local business owners.”
— Joel, Joel’s Mexican Restaurant
Sandpoint, Idaho
“Great hometown service. I’ve been with the Marks Agency for over 10 years. They handle all my insurance needs. Home, auto, contractor, and life insurance.”
— David M.
Sandpoint, Idaho
“If you value doing business with good, friendly, and honorable people, the Marks Agency is the place to take your insurance needs. In my experience, they look beyond the customer and treat you as a person. They respond promptly to my calls. It is so refreshing to have a person from my own community to discuss my insurance needs rather than some call center several states away. I highly recommend them.”
— Kurt K.
Ponderay, Idaho
“Great team and accommodating to my crazy schedule. Josh and Caiya were very clear about the change over process. and the entire staff is warm and friendly.”
— Richard N.
Sandpoint, Idaho
Who This Is For
Built for the trades we work with every week
We work with North Idaho contractors across most trades. If yours isn't on the list, we still likely write your coverage — give us a call.
Why Marks Agency
Local agents who know the trades you work in
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Real people, every call
You call our Ponderay office, you talk to John, Josh, or Caiya. No menu trees. No 1-800 number routed three states away.
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Idaho-built coverage
Farm Bureau Insurance is Idaho-owned. Claims decisions are made in Idaho — not in a corporate office across the country.
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Three generations local
Our family has been in Sandpoint and Ponderay since the 1950s. We know the contractors, the GCs, and the building inspectors by name.
Coverage
What we cover for North Idaho contractors
We build coverage around what you actually do — your trade, your trucks, your crew, the kinds of jobs you take. No off-the-shelf bundle that leaves gaps when you need it most.
General Liability
Bodily injury, property damage, and product liability — the coverage most clients (and most jobs) require before you can start.
Tools & Equipment
Coverage for the gear you carry between jobs — power tools, ladders, generators, trailers — against theft and damage.
Commercial Auto
Coverage for trucks, vans, and trailers used for business — work vehicles need different coverage than personal auto.
Workers' Comp Placement
Required by Idaho law for most employers. We help you get it placed and keep your premium right-sized.
Certificates of Insurance
Need a COI for a GC, a property owner, or a city permit? We turn them around fast — no middleman.
Builder's Risk
Coverage during construction projects — protects materials, equipment, and the structure itself while work is in progress.
How It Works
From first call to coverage in three steps
1.
Tell us about your business
Fill out the short form below — name, business, what kind of work you do, when's a good time to talk.
2.
We review what you have
If you have a current policy, send it over. We'll go through it and flag gaps before our call.
3.
We talk it through together
Phone, in person at our Ponderay office, or on a job site if that's easier. We'll quote what fits your operation.
Common Questions
Common questions from contractors
Real answers to what we hear most often from North Idaho contractors and crews.
How fast can I get a Certificate of Insurance?
What does a contractor's general liability policy in Idaho actually cover?
Do I need workers' comp if I'm a one-person shop?
Can you write coverage for a contractor working all over North Idaho?
How much does contractor's insurance cost in Idaho?
Schedule a Call
Talk to a local agent about your coverage
Tell us about your business
Takes about a minute. One of our team will call to set up a time.
We've got it.
One of our team — John, Josh, or Caiya — will reach out to confirm a time that works for you.
Want to talk now? Call or text (208) 263-3161.