Insurance Services

Farm & Ranch Insurance

Insurance Built for Idaho Land and Operations

Idaho Farm Bureau Insurance was built for Idaho — and so were we. Whether you're running a working ranch, managing a small ag operation, or owning rural land, we help you protect your property, your equipment, and your livelihood with coverage that makes sense.

Farm Property Coverage

Protects your farm buildings, barns, outbuildings, and other structures against fire, wind, hail, and other covered events.

Equipment & Machinery

Covers tractors, implements, tools, and other farm equipment — whether stored in the barn or out in the field.

Livestock Coverage

Protects your cattle, horses, and other livestock against covered losses including theft, accidents, and certain natural causes.

Farm Liability

Provides liability protection for injuries that occur on your property or as a result of your farming operations.

Farm Personal Property

Covers supplies, feed, seed, chemicals, and other personal property used in your farming operations.

Who We Serve

Coverage for Every Type of Operation

From large working farms to small hobby operations, we understand the range of agricultural life in North Idaho and build coverage accordingly.

  • Working farms and ranches
  • Small agricultural operations
  • Hobby farms and rural acreage
  • Rural landowners and property holders
  • Equestrian and livestock operations

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Common Questions

Farm & Ranch Insurance FAQs

Common questions about farm and ranch insurance in North Idaho.

What does farm & ranch insurance cover?
Farm and ranch insurance typically covers farm buildings (homes, barns, outbuildings), equipment and machinery (tractors, implements, tools), livestock, farm liability (injuries and damage related to farming operations), and farm personal property (supplies, feed, chemicals). At Marks Insurance Agency, we tailor coverage to your specific operation — from hobby farms to working ranches.
Do I need farm insurance for a small hobby farm in Idaho?
If you have any agricultural activity on your property — livestock, crops, farm equipment, or outbuildings used for farming — a standard homeowners policy likely won't cover it. Hobby farm insurance bridges that gap, protecting your rural lifestyle at a much lower cost than a full commercial farm policy.
Does farm insurance cover livestock?
Yes. Livestock coverage protects against losses from events like fire, lightning, theft, and certain natural causes. The specific perils covered depend on the policy. We work with clients to make sure livestock is properly valued and covered appropriately, whether you have a few head of cattle or a full herd.
Can I insure my farm equipment separately?
Yes. Farm equipment and machinery coverage protects tractors, combines, implements, tools, and other equipment — whether stored in a barn or used in the field. This is often bundled into a farm & ranch policy but can be written separately depending on your needs. We'll walk you through the best structure for your operation.
Why use a local agency for farm insurance in North Idaho?
Farming in North Idaho comes with specific risks that out-of-state insurers often don't understand — rural access, wildfire exposure, snow loads on barns, wildlife damage, and seasonal operations. Marks Insurance Agency's team lives in the same communities as our clients, and Idaho Farm Bureau Insurance was founded by Idaho farmers specifically to serve Idaho agriculture.