For Sandpoint Families
Insurance for your Sandpoint life — from a family that drives these roads too.
Auto, home, lake, and life coverage for Sandpoint families, placed by a local Farm Bureau Insurance agency five minutes from downtown. Tell us what you need covered and a real person will put your quote together.
Verified Google Reviews
From the Sandpoint-area families we already take care of
“The Marks Agency has been a great partner for our business. From our early days as a food truck to growing into our own restaurant in Sandpoint, they’ve helped us make sure we had the right insurance coverage in place. We really appreciate working with a local agency that understands small businesses and is easy to reach when we have questions or need help. Their team has been there for us with great service, support with claims, and guidance as our business has grown. It means a lot to work with people who are part of the same community we serve, and we’d gladly recommend The Marks Agency to other local business owners.”
— Joel, Joel’s Mexican Restaurant
Sandpoint, Idaho
“Great hometown service. I’ve been with the Marks Agency for over 10 years. They handle all my insurance needs. Home, auto, contractor, and life insurance.”
— David M.
Sandpoint, Idaho
“If you value doing business with good, friendly, and honorable people, the Marks Agency is the place to take your insurance needs. In my experience, they look beyond the customer and treat you as a person. They respond promptly to my calls. It is so refreshing to have a person from my own community to discuss my insurance needs rather than some call center several states away. I highly recommend them.”
— Kurt K.
Ponderay, Idaho
“Great team and accommodating to my crazy schedule. Josh and Caiya were very clear about the change over process. and the entire staff is warm and friendly.”
— Richard N.
Sandpoint, Idaho
Who This Is For
Coverage for how people actually live in Sandpoint
A house in town, a place on the lake, a truck for winter and a boat for July — Sandpoint life doesn't fit a call-center checkbox. We build coverage around it: the snow on your roof, the deer on Highway 95, the dock at the end of your street.
Why Marks Agency
A real person on the line when it matters most
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Real people, every call
Call the office and you talk to John, Josh, or Caiya — not a menu tree. We are on Kootenai Cutoff Road in Ponderay, five minutes from downtown Sandpoint.
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Idaho-handled claims
Farm Bureau Insurance is Idaho-owned, with local in-house adjusters. When a windstorm drops a tree on your garage, your claim is handled by people who live here.
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Three generations in Bonner County
Our family has been in the Sandpoint–Ponderay area since the 1950s and writing insurance here since 1976. We insure the same roads, lake, and winters we live with.
Coverage
What we cover for Sandpoint families
Every policy gets built around your actual life here — not an off-the-shelf bundle that leaves gaps when you need it most.
Auto
Liability, collision, comprehensive, and uninsured-motorist protection for Highway 95, Highway 200, and the winter months in between.
Home
Snow load, frozen pipes, wildfire exposure, and wind off the lake — dwelling and liability limits set for what it actually costs to rebuild in Sandpoint.
Boat & Watercraft
Lake Pend Oreille is why a lot of us live here. Boats, pontoons, and personal watercraft — covered on the water and on the trailer.
Farm & Ranch
Acreage, outbuildings, animals, and equipment north or south of town — from hobby farms to working operations.
Life
Term and permanent life coverage to protect your family's income, mortgage, and long-term plans.
Business
General liability, property, and business owner policies for the shops, trades, and restaurants that keep Sandpoint running.
How It Works
From first call to covered in three steps
1.
Tell us what you need covered
Fill out the short form below — your name, what you want covered, and when's a good time to talk.
2.
We review what you have
If you have a current policy, send it over. We'll go through it, check every discount, and flag any gaps before our call.
3.
We talk it through together
By phone, email, or in person at our Ponderay office. We'll quote what fits your family and help you switch with no gap in coverage.
Common Questions
Common questions from Sandpoint families
Real answers to what we hear most often.
Where is your office?
Can you cover my house and cars together?
Do you insure lake homes and boats?
How fast can I switch my insurance?
Who handles my claim if something happens?
Get Your Quote
Talk to a local agent about coverage in Sandpoint
Get my Sandpoint quote
Takes about a minute. A local agent will put your quote together and reach out to go over it with you.
We've got it.
One of our team — John, Josh, or Caiya — will reach out to put your quote together and go over what's important to you.
Want to talk now? Call or text (208) 263-3161.