Your Neighbors in Ponderay
The insurance agency that is actually in Ponderay — our office is on Kootenai Cutoff Road.
Our family has lived and worked in Ponderay since the 1950s — first a dairy farm and an A&W root beer stand, and since 1976, this agency. Auto, home, farm, life, and business coverage from people you will run into at the store.
Verified Google Reviews
From the Ponderay and Sandpoint families we already take care of
“The Marks Agency has been a great partner for our business. From our early days as a food truck to growing into our own restaurant in Sandpoint, they’ve helped us make sure we had the right insurance coverage in place. We really appreciate working with a local agency that understands small businesses and is easy to reach when we have questions or need help. Their team has been there for us with great service, support with claims, and guidance as our business has grown. It means a lot to work with people who are part of the same community we serve, and we’d gladly recommend The Marks Agency to other local business owners.”
— Joel, Joel’s Mexican Restaurant
Sandpoint, Idaho
“Great hometown service. I’ve been with the Marks Agency for over 10 years. They handle all my insurance needs. Home, auto, contractor, and life insurance.”
— David M.
Sandpoint, Idaho
“If you value doing business with good, friendly, and honorable people, the Marks Agency is the place to take your insurance needs. In my experience, they look beyond the customer and treat you as a person. They respond promptly to my calls. It is so refreshing to have a person from my own community to discuss my insurance needs rather than some call center several states away. I highly recommend them.”
— Kurt K.
Ponderay, Idaho
“Great team and accommodating to my crazy schedule. Josh and Caiya were very clear about the change over process. and the entire staff is warm and friendly.”
— Richard N.
Sandpoint, Idaho
Who This Is For
Coverage for the town we have called home for 70 years
Ponderay is where our family milked cows and poured root beer before we ever wrote a policy. If you live here or run a business along the retail corridor, your agent is not in a distant city — he is a few blocks away.
Why Marks Agency
A real person on the line when it matters most
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Stop by the office
We are at 920 Kootenai Cutoff Rd A, Monday–Friday 8–5 Pacific. Bring your current policy and we will go through it together at the desk — not through a call center.
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Idaho-handled claims
Farm Bureau Insurance is Idaho-owned, with local in-house adjusters. Claims decisions get made in your own state, by people who know what a North Idaho winter does to a roof.
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Here since the 1950s
Blaine and Elsie Marks ran a dairy farm and an A&W stand in Ponderay. Glen Marks opened this agency in 1976. John and Josh run it today. That is three generations on the same few square miles.
Coverage
What we cover for Ponderay families and businesses
From houses off Kootenai Cutoff to the businesses along Highway 95 — built policy by policy, not from a template.
Auto
Liability, collision, and comprehensive for daily drivers, work trucks, and the winter commute up the Schweitzer cutoff.
Home
Site-built and manufactured homes, snow load and frozen-pipe risks, and replacement costs that match what building actually costs here.
Business
General liability, commercial property, and business owner policies for the shops and services along the Ponderay retail corridor.
Farm & Ranch
Acreage, outbuildings, animals, and equipment — coverage our family understood firsthand before we ever sold it.
Boat & Watercraft
Lake Pend Oreille is minutes away. Boats, pontoons, and personal watercraft, on the water and on the trailer.
Life
Term and permanent life coverage to protect your family's income, mortgage, and plans.
How It Works
From first call to covered in three steps
1.
Tell us what you need covered
Fill out the short form below — your name, what you want covered, and when's a good time to talk.
2.
We review what you have
If you have a current policy, send it over. We'll go through it, check every discount, and flag any gaps before our call.
3.
We talk it through together
By phone, email, or in person at our Ponderay office. We'll quote what fits your family and help you switch with no gap in coverage.
Common Questions
Common questions from Ponderay families
Real answers to what we hear most often.
Are you the Farm Bureau office by the mall?
Can I just walk in?
Do you insure businesses in Ponderay?
Can you bundle my home and auto?
Who handles my claim if something happens?
Get Your Quote
Talk to your Ponderay agent about coverage
Get my Ponderay quote
Takes about a minute. A local agent — from the office right here in town — will put your quote together and reach out.
We've got it.
One of our team — John, Josh, or Caiya — will reach out to put your quote together and go over what's important to you.
Want to talk now? Call or text (208) 263-3161.